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StratInfo Services

Risk Management/ Loan Workouts for Financial Institutions

Interest Rate and Market Risk Analysis
 Our experience with complex financial models and analysis of financial markets  provides financial institutions with additional in-depth perspectives on how to diffuse interest rate and market risks.  We can provide an independent evaluation of your existing asset/liability, investment and other financial risks and recommend options to improve your profitability. We also audit a bank's interest rate risk management process in accordance with regulatory standards (OCC 2000-16) where we focus on recommendations for improving the process.

Through a partnership with SS&C Technologies Inc. [NASDAQ: SSNC], a provider of software for financial institutions, we offer a turn-key advisory service which includes a bond accounting platform with an independent source of pricing information for bank securities along with portfolio analytics to assess the performance of a bank's investment strategies; and a financial model of the bank that provides all of the tools to monitor a bank's compliance with interest rate risk policies, which can also be used to appraise the impact of alternative investment, lending , and liability strategies on profitability.

 

Loan Workouts
 We assist commercial banks with their loan workout process. We work with your management team to come up with effective recommendations or resolving your problem loans. Our objective is to maximize loan recoveries through the development of a realistic action plan on a loan-by-loan basis that the bank will be able to implement successfully. Our firm's professionals have long experience in negotiating complex loan restructurings.

 

Analysis of Financial Markets and Instruments
 We provide analysis of U.S. financial markets and instruments.  We also have long experience in the analysis of Latin American financial markets, including individual financial institutions. Our reports present an in-depth analysis of fundamental  trends, supported by key quantitative indicators.

 

Country Risk Rating Services
Our Country Risk Reports provide an in-depth evaluation of a country's market fundamentals with emphasis on risk factors.  We have copyrighted our unique rating methodology, which incorporates qualitative and quantitative analysis and differentiates between short- and long-term risks, for more accuracy and flexibility in managing risk exposure. Our projections and outlook are important tools for strategic decision making. You can subscribe to our periodic reports which cover twenty countries in Latin America and which are used by financial institutions as part of their due-diligence requirements for monitoring country risk. Each report includes our country risk ratings and useful tables with key economic indicators.

 

 
Business Plans, Valuations, and Market Analysis

Business Planning
 We can help you get your business where you want it to go. We will work with you in the design and implementation of a business plan that will enhance your firm's competitive advantage in the global economy. Our business plans include quantitative indicators of performance, that let you monitor progress toward your goals.

 

De Novo Bank Applications
 We prepare business plans for De Novo bank applications, including market analysis, bank operations and pro-forma financial statements. We work with investors and regulators during the application process and assist bank managers during the pre-opening period.

 

Business Valuations and Market Analysis
 We prepare valuation of your business based on market fundamentals combining the most appropriate methodologies and using our extensive business economics and industry experience.  For market entry strategies we can also perform a thorough analysis of market size and potential.

 

 

 

Economic Analysis

Regional and Local Economic Analysis
 We have years of experience in the analysis of the Florida economy and its principal metropolitan areas, particularly Miami-Dade and Broward counties, with emphasis on domestic and international linkages. We continuously monitor employment and retail sales trends by sector and industry.

 

Economic Impact Studies
 The impact of business and government activities go beyond the figures reported in the financial statements. Sometimes it is important to gauge the economic benefits and costs in terms of direct and indirect linkages between one line of activity and the affected businesses or communities. Our economic impact studies are used to evaluate the repercussions of economic policy or the consequences of business decisions on a particular region, market or industry. Our methodology includes the use of standard Input/Output models utilized extensively in numerous industries.

 

Industry Analysis

Our expertise in industry analysis in a global context can assist you in identifying strategic industry trends. Our industry analysis combines a solid macro/industry economic perspective with a practical managerial approach and provides a rigorous assessment of the benefits and risks associated with major industry ventures. The emphasis is on the key issue affecting your industry such as rate of technological innovation, degree of vertical integration, changes in customer tastes and use of products, changes in socio-demographic environment, and increasing globalization.

 

 

Litigation Support

We offer litigation support in the area of economic damages. Our research and analysis capabilities include personal injury, wrongful death and commercial cases, whether for the defense or for the plaintiff. We have developed our own computer-based models to calculate economic losses, based on methodologies well known by practitioners. Our goal is to provide a reasonable evaluation of losses.

Often the legal dispute involves complicated transactions in foreign countries that require market research, industry and trade analysis. As part of our litigation consulting we often deal with intricate economic and financial analysis of foreign markets.

 

 

Briefings and Presentations

We have many years of experience in making management presentations and seminars. We work with your staff to organize presentations to Senior Management or the Board of Directors and provide critical information on the countries, industries, or products of interest. We also make presentations to  prime clients about the latest trends in the global economy.