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StratInfo Services

Risk Management / Analysis of Asset Quality for Financial Institutions

Interest Rate and Market Risk Analysis
 Our experience with complex financial models and analysis of financial markets  provides financial institutions with additional in-depth perspectives on how to diffuse interest rate and market risks.  We can provide an independent evaluation of your existing asset/liability, investment and other financial risks and recommend options to improve your profitability. We also audit a bank's interest rate risk management process in accordance with the latest regulatory standards  and we focus on recommendations for improving the process.

Through a partnership with SS&C Technologies Inc. [NASDAQ: SSNC], a provider of software for financial institutions, we offer a turn-key advisory service which includes a bond accounting platform with an independent source of pricing information for bank securities along with portfolio analytics to assess the performance of a bank's investment strategies; and a financial model of the bank that provides all of the tools to monitor a bank's compliance with interest rate risk policies, which can also be used to appraise the impact of alternative investment, lending , and liability strategies on profitability.

Allowance for Loan and Lease Losses (ALLL)
 Understanding economic and business conditions is critical to a lender's assessment of credit risk. Based on our extensive knowledge of business cycles and industries, our reports summarize the principal changes in economic and business conditions and how these affect the overall ALLL percentage applied to the bank's loan portfolio.

Analysis of Financial Markets and Instruments
 We provide analysis of U.S. financial markets and instruments.  We also have long experience in the analysis of Latin American financial markets, including individual financial institutions. Our reports present an in-depth analysis of fundamental  trends, supported by key quantitative indicators.

 

 
Business Plans, Valuations, and Market Analysis

Business and Strategic Planning
 We can help you get your business where you want it to go. We will work with you in the design and implementation of a business plan that will enhance your firm's competitive advantage in the global economy. Our business plans include quantitative indicators of performance, that let you monitor progress toward your goals. It is not just about doing the right thing to achieve your business goals, but doing the thing right.

De Novo Bank Applications
 We prepare business plans for De Novo bank applications, including market analysis, bank operations and pro-forma financial statements. We work with investors and regulators during the application process and assist bank managers during the pre-opening period.

Business Valuations and Market Analysis
 We prepare a valuation of your business based on market fundamentals combining the most appropriate methodologies and using our extensive business economics and industry experience.  For market entry strategies we can also perform a thorough analysis of market size and potential.

 

 

 

Economic Analysis

Regional and Local Economic & Financial Analysis
 We have years of experience in the analysis of the Florida economy and its principal metropolitan areas, particularly Miami-Dade and Broward counties, with emphasis on domestic and international linkages. We continuously monitor employment and retail sales trends by sector and industry.

Economic Impact Studies
 The impact of business and government activities go beyond the figures reported in the financial statements. Sometimes it is important to gauge the economic benefits and costs in terms of direct and indirect linkages between one line of activity and the affected businesses or communities. Our economic impact studies are used to evaluate the repercussions of economic policy or the consequences of business decisions on a particular region, market or industry. Our methodology includes the use of standard Input/Output models utilized extensively in numerous industries.

Industry Analysis

Our expertise in industry analysis in a global context can assist you in identifying strategic industry trends. Our industry analysis combines a solid macro/industry economic perspective with a practical managerial approach and provides a rigorous assessment of the benefits and risks associated with major industry ventures. The emphasis is on the key issue affecting your industry such as rate of technological innovation, degree of vertical integration, changes in customer tastes and use of products, changes in socio-demographic environment, and increasing globalization.

 

 

Briefings and Presentations

We have many years of experience in making management presentations and seminars. We work with your staff to organize presentations to Senior Management or the Board of Directors and provide critical information on the countries, industries, or products of interest. We also make presentations to  prime clients about the latest trends in the global economy.